Core Features

No Hidden Fees

We give you the clearest, most detailed statement in the industry: which matches up exactly to to your initial merchant application!

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Next Day Funding

Get your money the next business day.

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Personal Customer Service

Get to know your merchant services providers on a first name basis. Complete with cell phone numbers and your own regional associate. Our friendly and responsive customer support is here for you 24/7/365.

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Competitive rates

In an industry with competitve rates, MCA sets the benchmark. Our rates are among the industry’s most competitive.

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Daily updates

Stress-free reconciling with our Vimas onlinereporting tool, which is both easy to use and updated daily!

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Accept Now

Credit, Debit, & EBT Card Processing

We have partnered with Verifone to bring your merchants the most dependable equipment in the industry today. Whether it’s the EMV capable VX520 (which is included with our merchant accounts!), or a more sophisticated cloud based POS system (such as Verifone’s new signature tablet), we got you covered!

  • Merchant Accounts include a personalized and programmed VX520 Verifone credit card terminal, ready to be plugged in and will process telephone or ethernet!
  • Easy to understand merchant statement which matches merchant application
  • View all transactions by credit card type and all associated fees in our online portal

Easy EBT

We charge only $0.09 per transaction and a $5.00 monthly fee! Terminal and Pinpad included.

Just Follow these Three Easy Steps


Sign up for a MCA Merchant Account


Sign the EBT Addendum, Debit Card Agreement,and Supermarket Addendum.


Sign for your free terminal!


Cash Advance

Cash Advance Program

Thanks to Merchants Cash Advance, merchants now have the ability to borrow a fixed amount of money or open a line of credit.
Whether for payroll, inventory, capital improvements, or a well deserved weekend to your favorite destination
it’s your money to use as you wish!

Quick Access to Capital

Our closings are fast and require little paperwork.

Flexible Repayment Terms

Our plans are tailored to suit you and we make it easy to use our revolving credit.

Principal Free Payments

Principal free payments for up to one year.

Vimas - Our Online Portal

Everything you need to manage your merchant services program is only a click away, 24/7. With our easy to understand online portal VIMAS you can:


Understand every fee with the clearest, most detailed monthly statement in the industry


Easily balance your bank account software.


Easily handle payment related questions from your customers with our transaction search tools.


View all bank cards statements and deposits to your bank.


Immediately access your information anytime, anywhere - no need to wait for a month-end statement!.

Fast, Easy Access

Access your statement and at-aglance reports online 24/7.

Review Your Fees

Get a detailed breakdown of your processing fees.

Balancing is a Breeze

Effortlessly balance your bank account and accounting software.

Next Day Funding

Get your money when you Need it: The Next Day!

With MCA’s Next Day Funding, merchants can get their daily deposit one day earlier than the standard funding cycle. This proves especially helpful when it’s time to fund payroll or make inventory purchases for the week!

8:00 PM Eastern Cut-Off Time

Merchant Account can be held at any bank

Daily Deposit one day earlier than standard funding cycle!